We are always looking to get better auto insurance rates in the Dallas area. So we do a lot of FREE Online Auto Insurance quotes — You should too!
Compare Quotes and Save Money — Right now, auto insurance companies are competing for your business. We wants to help you find the best rate. When you compare free auto insurance quotes, it’s easy to save up to 40%. We believe that you deserve better rates, so we make switching auto insurance providers simple.
Don’t Be Afraid to Switch Auto Insurance Providers – It’s important to remember that auto insurance isn’t a long-term contract, and rates are constantly changing. In other words, you don’t have to stay locked in to an expensive policy that doesn’t meet your needs. You can find a better rate from a trusted provider AND request a prorated refund on your old policy. With your new policy in place and your refund secured, you could put money back into your pocket today. Make the right move for your finances—compare auto insurance quotes today.
You Don’t Have to Sacrifice to Save – The average online user saves $65 a month — that is $780 per year!! — when he or she compares auto insurance quotes and switches to a cheaper provider. Those savings aren’t a result of reduced coverage or an unreliable insurance company. While simple things like raising your deductible and eliminating coverage that you don’t need can help to cut costs, many times major savings results from finding previously unused discounts, purchasing a policy from a more forgiving provider, or simply discovering that your old insurance company was charging you too much.
5 New Ways To Save Money On Car Insurance
Here are five ways to save in the new online economy:
Shop Online with Several Auto Insurance Companies
Auto insurance companies use a lot of the same ranking factors to set premium costs, but each one is different. Some companies are great if your driving record is perfect. Others are best for drivers with tickets or accidents. We can help you compare auto insurance rates and find the right provider for you.
Find a Smaller, Specialized Insurance Company that Fits Your Needs
Lately, the national, big-name underwriters have shifted their higher-risk coverage into small subsidiary brands. Also, most states have smaller, local insurers that specialize in writing higher-risk auto insurance polices. Their rates are far more competitive than the national brands if your driving record is less than perfect. When you shop around for auto insurance in your area, you’ll get an idea of what smaller, local options are available.
Consider an Online-Only Auto Insurance Company
It started with online-only savings accounts. Banks realized that by offering consumers a savings account that was handled completely online the bank could save dramatically on overhead costs. This savings was passed on to consumers by way of higher interest rates. Online savings accounts typically yield about ten times more than their brick-and-mortar counterparts. Currently, new auto insurance companies are beginning to follow suit. By eliminating the costs associated with operating storefronts, online auto insurance companies are able to offer significantly cheaper premiums to consumers that don’t mind conducting their insurance business over the internet and on the telephone.
Purchase Less Auto Insurance
If the sagging economy has you scrimping to save money, you might want to reduce your auto insurance levels. It’s risky to only purchase your state’s minimum auto insurance liability coverage, but dropping parts of your policy that you don’t need can save you money. If your car has lost significant value since you purchased your policy, consider eliminating comprehensive and collision coverage.
Check Insurance Rates Every 6 Months
Now that it’s so simple to find the best auto insurance rates online, you should make a point of getting a fresh set of quotes about every six months. Gone are the days of signing off on another year of the same overpriced coverage just for simplicity’s sake. Major life changes like moving, purchasing or selling a car, getting married, or paying off your home are also excellent checkpoints. Auto insurance rates vary from company to company by hundreds of dollars, but there isn’t simply one company that is always cheaper than the others. Shop online, compare rates and save.
We make car insurance quotes easy by finding coverage packages to fit your budget and showing other insurers’ rates. Get an auto insurance quote now.
See how much you can save on reliable, affordable car insurance. Get your free quoteonline or over the phone and compare auto insurance rates in minutes.
Get a free car insurance quote in 15 minutes or less and see how much you could save today on auto insurance. Start your free car insurance quote now.
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